Specialists in the Energy and Marine Industries

At Howard Risk Advisors we have a professional staff who understands the complex needs and unique exposures of this industry.

With a combined experience of over 100 years in the commercial insurance industry we are committed to providing excellent service to your organization. At Howard Risk Advisors we understand the marketplace, know the underwriters, and will be a partner with your team.

Industries We Specialize In

Coverages of Commercial Lines Insurance

Marine

Trucking

Oil & Gas

Medical

Construction

Manufacturing

Transportation

Commercial Lines Coverage

Workers Compensation

Property

Excess Liabilities

Directors and Officers Liability

Employment Practice Liability

Automobile

Crime Insurance

Pollution Liability

General Liability

Professional Liability

Foreign Coverage

Hull Coverage

Protection and Indemnity Insurance

Garage Liability

Medical Malpractice Liability

Cyber Liability

Equipment Insurance

Employment Practice Coverage

Bonds

Surety Bonds

Performance Bonds

Jury Bonds

Fidelity Bonds

 

Employee Dishonesty Bonds

ERISA Bonds

License and Permit Bonds

Excess Weight Bonds

Other Areas We Cover

Master Service Agreement Review

 

Contractual Exposures

 

Coverage Consulting

 

We are creative when it comes to developing an insurance program that best fits your company’s needs without compromising on coverage.